How we estimate construction cost
SimpleHome gives a fast, transparent planning estimate — not a tender or quotation. Here's exactly how the numbers are built, what they include, and where they stop.
The rate model
Every estimate starts from a standard per-sq-ft rate for your state, then adjusts it for the things that actually move cost:
- State base rate — a typical "standard finish" ₹/sq ft for the state (e.g. materials, labour and logistics differ across India).
- City type — metro (+15%), mid-size city (baseline), small town, village or hill/remote.
- Finish quality — Basic (×0.82), Standard (×1.0), Premium (×1.22) or Luxury (×1.55).
- Height — taller buildings cost more per sq ft (heavier columns, deeper foundation, structural design): up to +35% for high G+ counts.
- Inflation — the base table is brought forward to today at about 6%/year.
Your total is that effective rate × your built-up area, plus a lift where one is needed.
What's included
- Structure & RCC, finishing, plumbing, electrical, doors/windows and basic services
- Design & approval allowance and a contingency
- Material quantities (cement, steel, bricks, sand, aggregate) and a finish-tier comparison
- A lift for taller builds, scaled by height and floor-plate size
What's not included
- External / site works — boundary wall, gate, sump, septic, paving and landscaping (we show this as a separate add-on to budget for)
- GST, stamp duty / registration and statutory approval fees
- Land cost, interiors/furniture, and any unusual site conditions (deep foundations, retaining walls, basements)
Data & updates
Rates are anchored to a base table dated November 2025 and auto-adjusted forward for inflation, so the figure you see reflects current-year pricing. They're thumb-rule benchmarks tuned by state and city type — useful for planning and comparison, not a substitute for a measured estimate.
Accuracy & disclaimer
Treat every figure as a ballpark for early planning. The likely-range band widens for larger and taller builds, which are inherently less certain. For a real budget — and anything used for a loan, tender or contract — you need drawings, a soil test and an item-wise estimate (BOQ) from your architect, engineer or contractor.
Build your estimate →